Auckland Conveyancing & Property Law | Surani Associates
Expert conveyancing and property law services in Auckland. Surani Associates guides you through buying, selling, and refinancing with confidence. Free consultation available. Contact us today!
Refinance Offer
Understanding the Sale and Purchase Agreement:
Clause by Clause Breakdown: We meticulously review the Sale and Purchase Agreement, explaining each clause in clear and understandable language. This crucial step empowers you to comprehend your purchase obligations and identify any potential clauses that may require further negotiation.
Identifying Potential Issues: Our keen eye for detail helps us recognize clauses that could pose challenges in the future. We proactively raise these concerns and work collaboratively with you to address them effectively.
Drafting Sale and Purchase Agreements (For Vendors)
Tailored to Your Needs: We understand that every property transaction is unique. Our skilled lawyers will draft a comprehensive Sale and Purchase Agreement that reflects your specific requirements and protects your interests.
Clear and Concise Communication: We ensure the agreement is written in clear and concise language, avoiding complex legal jargon. This promotes transparency and minimizes the risk of misunderstandings.
Risk Management: Our lawyers have a keen eye for potential risks and will incorporate safeguards within the agreement to minimize any exposure you may face.
Kāinga Ora Home Partnership (discontinued)
Considering the Kāinga Ora Home Partnership scheme? Surani Associates can guide you through the process and help you determine if it's the right fit for your first homeownership journey.
What is Kāinga Ora Home Partnership?
This shared ownership program allows aspiring first-time buyers to co-purchase a property with Kāinga Ora (formerly Housing New Zealand). Kāinga Ora contributes a portion of the purchase price in exchange for an ownership share in the home. Over time, you can gradually increase your ownership stake by buying out Kāinga Ora's share.
Reduced Deposit Requirement: The program allows you to purchase a home with a lower deposit compared to traditional home loans, potentially as low as 5%.
Increased Buying Power: Kāinga Ora's contribution helps bridge the gap between your deposit and the purchase price, allowing you to enter the property market sooner.
Who is Eligible For Kāinga Ora Home Partnership?
New Zealand citizen, permanent resident, or eligible resident visa holder
Intending to occupy the property as your primary residence for at least three years
Total household income below $130,000 (before tax)
Good credit history
First-time home buyer
Over 18 Years Old